For Individuals

COLLEGE FINANCIAL PLANNING

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

ELDER CARE FINANCIAL CARE

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

ESTATE PLANNING DONE RIGHT

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Identifying Your Target Prospect by Liz Johnson

With the business deadline (9/15) behind us, we're in tax planning season.Though the IRS (and Congress) haven't yet definitively made a statement about it (that we know of), here at EMJ Financial Services Inc we are operating according to the fact that the filing...

Struggling East Weymouth Businesses Be Careful With Price Reductions

Here we are, with Q3 of 2020 in the rearview mirror, THANK GOODNESS.Only one more quarter left in this 2020 donkey -- but it's going to be an eventful one.I get asked a bunch by East Weymouth clients and friends what I think the markets will do, and the only thing I...

About That PPP Forgiveness Application for East Weymouth Businesses

I have a few quick-hit things to cover today.The first of which relates to some timing issues. Labor Day is behind us (though many of my East Weymouth business owner friends and clients don't really take time off for that).(You can't really take a vacation in the same...

Use These Financial Reports For Business Decisions By Liz Johnson

Just in time for the weekend, the IRS issued Friday-evening guidance about the overly-hyped (at first) payroll tax "holiday".There was initial hope that this might be a great shot-in-the-arm for East Weymouth businesses and employees, but given how the thing is...

How Your East Weymouth Company Can Do More With Less Time

If you didn't get a chance to do this before, would you shoot me back a quick note through the email button at the top of the page? I'd like to hear from you...How are things going for your East Weymouth business right now?I'd like to get just a few sentences about...

How East Weymouth Businesses Get More Done With Less Time

Would you shoot me a note?How are things going for your East Weymouth business right now?Doesn't have to be long ... just a little status update, is all. There might be some things we can do to help, if needed (or traps we can help you avoid if things are rolling...

How East Weymouth Businesses Can Market More Effectively In This New Normal

I have some ideas for East Weymouth small business owners to chew on today about how to connect more clearly and deeply with your clients and prospects, but before I get there, some news:There is still no word about automatic PPP forgiveness for smaller loans (under...

PPP Forgiveness Reminders For East Weymouth Businesses

Doing business in the summer of 2020 sure ain't easy.I have East Weymouth clients all over the spectrum -- some whose businesses are on their last legs because of social restrictions and lockdowns, some who are hanging steady, and some who have found ways to grow.Many...

Passing Down Your East Weymouth Family Business

There is talk right now that Congress might enact automatic forgiveness for all PPP loans under $150K. This would be a sigh of relief for East Weymouth small businesses (and their accountants!) everywhere. Nothing has been passed, but it's under strong...

Is It Time For Your East Weymouth Business To Get A New Tax Accountant?

I'm going to take a moment to address those of you who might NOT be using our services thus far. There's a word or two for current East Weymouth clients here as well, but allow me to explain.You see, sometimes, you just know you need to make a change, but the timing...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!